Real Estate

Fix & Flip Calculator

Calculate purchase costs, rehab, holding costs, and net profit on a fix and flip project.

Project Details

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70% rule max buy price: $161,500.00

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Financing

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= $144,000.00

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Costs

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Results

Net profit
$29,750.00
ARV: $295,000.00 · Total cost: $265,250.00
ROI
75.3%
Annualized ROI
150.6%
Cash out of pocket
$39,500.00
Hard money interest
$7,200.00
Holding costs
$3,000.00
Selling costs
$26,550.00
70% Rule check
Max buy price to meet 70% rule: $161,500.00
Over by $18,500.00 — high risk

Fix and flip fundamentals

The 70% rule

Never pay more than 70% of ARV minus repair costs. This leaves room for profit after all expenses. It is a quick filter, not a guarantee.

ARV accuracy

Your profit depends entirely on accurate ARV estimation. Pull comparable sales within 0.5 miles, same size and age, sold within 90 days.

Hard money loans

Short-term, high-interest loans used for flips. Rates of 8-15% are common. Fast approval but expensive — factor this into every deal analysis.

Rehab cost overruns

Always add a 10-20% contingency buffer to rehab estimates. Unexpected structural issues, permit delays, and material costs are nearly universal.

For estimation only. Does not include capital gains taxes, depreciation, or contractor overruns. Not financial advice. Real estate investing involves significant risk.