Planning

Net Worth Tracker

Add your assets and liabilities to see your complete financial picture.

Net Worth
$107,000.00
Positive net worth
Total assets
$380,000.00
Total liabilities
$273,000.00

Assets

$380,000.00
$
$
$
$

Liabilities

$273,000.00
$
$
$
$

Building net worth

What is net worth?

Net worth = total assets minus total liabilities. It's the most comprehensive snapshot of your financial health at a single point in time.

Track over time

Net worth grows by increasing assets (saving, investing) and decreasing liabilities (paying down debt). Track it quarterly to see your progress.

Positive vs negative

Negative net worth is common, especially for young people with student loans. Focus on the trend — consistent improvement matters more than the current number.

Home equity

Include your home's market value as an asset and your mortgage balance as a liability. The difference is your home equity.

For self-assessment purposes only. Asset values are estimates. Not financial advice.