Income Tax Calculator
Estimate your federal tax, effective rate, and take-home pay with a full bracket breakdown.
Parameters
Standard deduction: $14,600.00 for Single
Results
2024 Federal tax brackets — Single
| Rate | Income range | Your income in bracket | Tax in bracket |
|---|---|---|---|
| 10% | $0.00 – $11,600.00 | $11,600.00 | $1,160.00 |
| 12% | $11,600.00 – $47,150.00 | $35,550.00 | $4,266.00 |
| 22% | $47,150.00 – $100,525.00 | $13,250.00 | $2,915.00 |
Highlighted row = your top bracket. Only income within each bracket is taxed at that rate.
How federal income tax works
Progressive brackets
The US uses a marginal tax system. Only income within each bracket is taxed at that rate — not your total income.
Filing status matters
Married filing jointly typically results in lower taxes than separately. Filing separately can make sense in specific situations — consult a tax professional.
Standard deduction
For 2024: $14,600 single or married separately, $29,200 married jointly, $21,900 head of household.
Pre-tax contributions
401(k) and HSA contributions reduce taxable income, lowering both your tax bill and effective rate significantly.
Federal estimates only. State and local taxes not included. Not tax advice. Consult a qualified tax professional.