Short-Term Rental Calculator
Estimate Airbnb or VRBO income, compare against long-term rental, and find your true net income.
Revenue
237 nights/yr
Airbnb: ~3%, VRBO: ~5%
Monthly Expenses
STR policy needed
If using a co-host or PM (typically 20-30% of revenue)
What you could charge for a standard lease
Results
Short-term rental considerations
Occupancy reality
Major platforms show ~65% average occupancy for well-managed properties. New listings often start lower. Seasonality varies widely by market.
STR insurance
Standard homeowner's or landlord policies do not cover STR activity. You need a specific short-term rental policy — typically 2-3x the cost of standard insurance.
Local regulations
Many cities restrict or ban STRs, require permits, or limit nights per year. Always check local zoning laws and HOA rules before buying for STR purposes.
Management overhead
Self-managing requires significant time for guest communication, cleanings, and maintenance. Professional co-hosts charge 20-30% of revenue but free up your time.
For estimation only. Revenue depends heavily on location, seasonality, and listing quality. Not financial or legal advice. Check local STR regulations before investing.